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News & Views

  • Help to Buy restricts mortgage choice

    Help to Buy restricts mortgage choice

    First time buyers using Help to Buy to purchase a new home may find re-mortgaging for a better rate difficult when their initial fixed rate comes to an end. Restrictions have been imposed by some of the largest lenders where shared equity is involved. In the case of Help to Buy for new homes typically the buyer puts down a 5% deposit and borrows 20% from the Government. The remaining 75% comes . . .
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